Personal insurance is just that, personal. No two situations are exactly alike, so policies vary case by case.

At Brewster-Allen Wichert Inc, our Personal Lines specialists work with you to tailor an insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable costs our carriers can provide.

We offer the following personal insurance products:

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Commercial Insurance

Commercial insurance for your business can be a nightmare. No two businesses are ever alike. At Brewster-Allen Wichert Inc our Commercial Lines specialists not only tailor a policy to fit your business’s needs, but also work diligently with you to avoid unnecessary exposures. We currently represent as agents these fine carriers, Andover, CNA, Hartford, Travelers, Progressive, GMAC, Utica, and Zurich. As well as over 50 other carriers as brokers. This allows us to shop for you with different carriers  and not have to offer only one company quote for your review.

We offer the following Commercial products:

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Health Insurance

The rising cost of Health insurance has everyone scrambling for coverage. Brewster-Allen Wichert Inc can provide access to every type of health plan offered in NY, we can offer individual policies through Healthly NY or design a custom plan from groups with 2 employees or more. As brokers we represent every New York carrier available such as USAetna, Empire, Vytra, Oxford, United Healthplans, Hip, Guardian and GHI.

Our programs can be designed for groups as small as 2 and up. We have plans that can be designed to offer groups comprehensive coverage at affordable premiums. HMO's, Point of Service, PPO's, EPO's and combination of each.

 Allow us to customize a health insurance program that meets your individual company needs, we specialize in working with small companies looking to contain costs but what to offer a comprehensive package of benefits to their employees. Call us today, group plans can be completed and in force by the 1st and or the 15th of each month.   

Did you know Empire Health Plans has recently introduced a new health plan that allows you access to it's nationwide network of doctors, without the high cost of other insurance plans. The plan provides for full hospital coverage, doctor visits, drugs and much more. Its a premium plan without having you pay a lot in premiums. Call our office today and start saving on your health insurance premiums without compromising on your coverage.  

Life Insurance

Providing for your family is one important aspect to life, protecting them financially in the event of death is equally as important. Let our Life consultants create a plan that protects your family as well as provide living benefits and most important within your budget. Whether you are in good health or not we represent carriers that can underwrite coverage for each individual case. Term plans, Return of premium term policies, universal and whole life. Every family needs financial protection call us and let's talk. We can inform you of all your options. 

     Disability Insurance for Groups and Individuals

  Studies has shown that many workers are more likely to suffer a disability than die. Can you family survive without your paycheck? Most families would be put into a hardship if they were not able to collect a paycheck for more than a few weeks. New York State mandates that employers provide short term disability to their employees. However the coverage only provides up to $170 per week and for 26 weeks. Most families would find that they can not live on $170 per week can you? Adding a group disability policy to your benefit package help retain your employees while providing additional coverage to their families. Individuals can also purchase disability policies the cost will depend upon your occupation, age, health, and amount of coverage applied for. Having this valuable type of insurance can assure you that you will be able to spend time healing instead of worrying about how you are going to pay the bills.

Contact our office directly to speak with a consultant today 631 661-6060.

Please note that no insurance can be bound, altered, or changed using this web-site.

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