Author: Steve Etimos

Spring Time on The Waterways!

  Spring has arrived! Flowers and lawns are blooming with beautiful and vivid colors. Springtime is also when boat enthusiasts often start to consider purchasing a sailboat or powerboat. Many consumers, however, lack an understanding of the multifaceted loss exposures associated with boat ownership. And boat lovers may mistakenly believe that coverage applies under their […]

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Florida Rates Set Record High

LINK TO ORIGINAL ARTICLE Florida property insurers are jacking up rates by double-digit percentages, blaming the hikes on lingering damage from past hurricanes, a wave of litigation, and a law that encourages lawyers to sue by allowing courts to award them big fees. The rate increases in Florida, the third-largest property insurance market among U.S. states, […]

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8 Tips to Reduce Auto Theft

The following tips may prove helpful in reducing the chances that your vehicle or property in it may be stolen.   When temporarily leaving your vehicle, never leave it running or with the keys in the ignition or the key fob inside the car. Always lock your car and roll up the windows, even if […]

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Are All Your Employees Trustworthy?

  Many employers would like to think so, and many others would caution those who think this way to be careful. Careful of what you ask? Employee dishonestly claims. These are claims committed by some of your most trustworthy employees and they are on the rise due to many factors. No, business owner wants to […]

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Cybercrime: The Reality of Ransomware

Cybercrime: The Reality of Ransomware. By Evan Eisenberg   In 2017, global cybercrime and ransomware was predicted to take a loss in excess of $5 Billion. Most people see the word Billion and don’t truly understand its magnitude. Just to get an understanding of that  visually, the number is, $5,000,000,000. Which is the equivalent of […]

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Can I be liable for hosting a garage sale?

Spring and the warmer weather is right around the corner and so are all those weekend garage sales. Whether you like driving around finding bargains, or you and your family and friends like making money hosting a garage sale. You need to be careful when selling off your unwanted items. Hosting a yard sale is […]

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Why safe cars are more to insure?

You just traded in your older car perhaps a 2005 or so, and purchased or leased a new 2017 vehicle with all the latest safety features in it. You call your insurance agent who informs you that to insure this vehicle the insurance premiums will be increasing substantially. You ask why? I have the latest […]

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Assignment of Benefits Awarness

This update was sent to all Florida Insurance Agents, regarding the increase in Assignment of Benefits by policyholders to their contractors. This practice of assigning your benefits and authority to a third party is growing in Florida as the update indicates. However, doing so brings with it some pitfalls that policyholders should be aware of. […]

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Safest and most Dangerous Jobs in the US

Is your job define as a dangerous job or a safe one? Who decides whether you have a dangerous job or a safe one? The answers to these questions lies with the Bureau of Labor Statistics (BLS) who collects workplace injury and illness data from the the Occupational Safety and Health Administration (OSHA) and puts […]

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