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7 Deadly Password Sins



                                                   Cyber-attacks are the number 1 form of espionage in the 21st century. If you own a business in 2019, you are in the business of collecting data.     Protecting the […]

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Engagement ring a gift from Santa this year?



The holidays are a wonderful time of year to bring families together. It is also considered one of the biggest engagement days of the year, coming in a close second to New Years Eve.  This is a joyous occasion for many happy couples to begin planning  their new life, and of course to start building […]

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Uninsured Motorist: Is It Worth It?



One of my clients recently called me and indicated that he obtained a quote from another insurance carrier. It only took 15 minutes, their agent offered liability limits similar to the ones that he currently had but offered lower Uninsured and Underinsured limits to help reduce the cost of the insurance. The agent asked my […]

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The unknown dangers of ride sharing applications



Ride sharing applications such as Uber and Lyft are fast becoming more popular in many cities throughout the US. However, these applications are not without their issues. Each of these applications has its differences, but for the most part they all operate on the similar platforms. A person would download the application and put a […]

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4 Reasons Why Smart Cars Don’t Save Us on Car Insurance



4 Reasons Why Smart Cars Don’t Save Us on Car Insurance         New technology makes some cars smarter than their drivers: Automatic braking systems slow or stop cars to prevent collisions. Lane-departure warning features alert drivers with sounds or vibrations when their cars drift across lane markings. Self-parking systems can expertly back […]

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Hit the Slopes and No One Else



           An estimated 53 million people will be hitting the slopes in the United States in 2018 according to, National Ski Areas Association. Snow sports is not a skill based activity, many expert participants will find themselves many of the same slopes with beginners.  With all the fast-paced entertainment taking place, […]

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Steve’s 6 Tips for Financial Freedom



Depending upon your age you may have witnessed a few recent economic disasters. Whether it was the tech bubble of 1999, or the recession of 2008. The last two decades have impacted many investors where it hurts most, their wallets. Investors speculated that the tech market “would” never stop growing. Every money manager, financial advisor, […]

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6 Top Snow Plow Operation Tips!

 6 Tips for reducing Snow Plowing Claims Today is the first day of potentially many snowy days in Albany, NY, so we want to share important NY risk management tips on snow plowing for NY contractors. These tips will reduce your chances of a loss, which means it will improve your bottom line. Many NY contractors plow snow […]

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