E-Scooters and You! What You Need To Know.

Electric scooters (e-scooters) are increasingly part of the urban mobility revolution. It is becoming easier to rent them downtown areas and big cities. They are fun to operate, inexpensive to rent or own, convenient, and easier on the environment. But… Recently my wife and I were visiting San Diego and we noticed the use of […]

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7 Deadly Password Sins

                                                   Cyber-attacks are the number 1 form of espionage in the 21st century. If you own a business in 2019, you are in the business of collecting data.     Protecting the […]

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Engagement ring a gift from Santa this year?

The holidays are a wonderful time of year to bring families together. It is also considered one of the biggest engagement days of the year, coming in a close second to New Years Eve.  This is a joyous occasion for many happy couples to begin planning  their new life, and of course to start building […]

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Uninsured Motorist: Is It Worth It?

One of my clients recently called me and indicated that he obtained a quote from another insurance carrier. It only took 15 minutes, their agent offered liability limits similar to the ones that he currently had but offered lower Uninsured and Underinsured limits to help reduce the cost of the insurance. The agent asked my […]

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The unknown dangers of ride sharing applications

Ride sharing applications such as Uber and Lyft are fast becoming more popular in many cities throughout the US. However, these applications are not without their issues. Each of these applications has its differences, but for the most part they all operate on the similar platforms. A person would download the application and put a […]

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4 Reasons Why Smart Cars Don’t Save Us on Car Insurance

4 Reasons Why Smart Cars Don’t Save Us on Car Insurance         New technology makes some cars smarter than their drivers: Automatic braking systems slow or stop cars to prevent collisions. Lane-departure warning features alert drivers with sounds or vibrations when their cars drift across lane markings. Self-parking systems can expertly back […]

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Hit the Slopes and No One Else

           An estimated 53 million people will be hitting the slopes in the United States in 2018 according to, National Ski Areas Association. Snow sports is not a skill based activity, many expert participants will find themselves many of the same slopes with beginners.  With all the fast-paced entertainment taking place, […]

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