The new year brings hope for change and improvement to many people. Each year, I write down what I did the previous year and what I would like to accomplish in the new year. Many times, there are the same goals, lose weight, eat better, work out more, you get my drift. This year I […]
Read MoreE-Scooters and You! What You Need To Know.
Electric scooters (e-scooters) are increasingly part of the urban mobility revolution. It is becoming easier to rent them downtown areas and big cities. They are fun to operate, inexpensive to rent or own, convenient, and easier on the environment. But… Recently my wife and I were visiting San Diego and we noticed the use of […]
Read MoreAmerican Families Struggle with Hurricane Deductibles
Homeowner’s Deductibles have been causing heartache on American families in recent years. What good is your insurance policy, if you can’t afford for it to work? Hurricane season is almost upon us. The super storms can cause thousands of dollars in damage to our area it can also put a family in financial hardship. […]
Read More7 Deadly Password Sins
Cyber-attacks are the number 1 form of espionage in the 21st century. If you own a business in 2019, you are in the business of collecting data. Protecting the […]
Read MoreEngagement ring a gift from Santa this year?
The holidays are a wonderful time of year to bring families together. It is also considered one of the biggest engagement days of the year, coming in a close second to New Years Eve. This is a joyous occasion for many happy couples to begin planning their new life, and of course to start building […]
Read MoreWhat type of Beneficiary to choose for your IRA Accounts
IRA’s (Individual Retirement Accounts) have two types of beneficiaries that you can choose picking the right one can mean higher taxes for your beneficiaries along with going through probate and higher costs to settle your estate. A beneficiary is the person, persons, or entity that you wish to have inherit your assets in your IRA. […]
Read MoreUninsured Motorist: Is It Worth It?
One of my clients recently called me and indicated that he obtained a quote from another insurance carrier. It only took 15 minutes, their agent offered liability limits similar to the ones that he currently had but offered lower Uninsured and Underinsured limits to help reduce the cost of the insurance. The agent asked my […]
Read MoreThe unknown dangers of ride sharing applications
Ride sharing applications such as Uber and Lyft are fast becoming more popular in many cities throughout the US. However, these applications are not without their issues. Each of these applications has its differences, but for the most part they all operate on the similar platforms. A person would download the application and put a […]
Read More4 Reasons Why Smart Cars Don’t Save Us on Car Insurance
4 Reasons Why Smart Cars Don’t Save Us on Car Insurance New technology makes some cars smarter than their drivers: Automatic braking systems slow or stop cars to prevent collisions. Lane-departure warning features alert drivers with sounds or vibrations when their cars drift across lane markings. Self-parking systems can expertly back […]
Read MoreHit the Slopes and No One Else
An estimated 53 million people will be hitting the slopes in the United States in 2018 according to, National Ski Areas Association. Snow sports is not a skill based activity, many expert participants will find themselves many of the same slopes with beginners. With all the fast-paced entertainment taking place, […]
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