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5 Tips For Shopping On Amazon

Back in December when reading this article in Consumer Reports, we would never have thought that today over 90% of our shopping would be online as many Americans deal with stay at home orders due to the Corona Virus Crisis. Here are 5 things you should be aware of when shopping online. Evaluate “Amazon’s Choice” […]

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New York Insurance Regulation Changes per COVID-19

Guidance to Insurance Producers Regarding Electronic Delivery of Notices Pursuant to New 11 NYCRR § 229.5(b) and 3 NYCRR § 405.6(b)(4)   Resources: https://www.dfs.ny.gov/industry_guidance/electronic_notice_obligations The Department of Financial Services (“Department”) is aware of insurance producers (“Producers”) facing challenges complying with the notice obligations in new 11 NYCRR § 229.5(b) and 3 NYCRR § 405.6(b)(4) described below (“Notice […]

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H.R. 6201 Families First Cornonavirus Response Act

As we try and stay ahead of the outpouring of new information. Here is the breakdown of H.R. 6201.  Information Sourced from Congress.Gov   H.R. 6201 Families First Coronavirus Response Act This bill responds to the coronavirus outbreak by providing paid sick leave and free coronavirus testing, expanding food assistance and unemployment benefits, and requiring […]

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A letter to our BAW Family.

As I write this blog , we as a nation our living through some very uncertain times.  Where can we go? What can we do? Is it safe? What the heck is social distancing?    These are all questions I have found myself wondering over the past few weeks.  As an Insurance Agency, there have […]

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COVID-19 and New York’s DBL (Short Term Disability) and Paid Family Leave Coverage

  A question many folks have asked, “Is staying at home under quarantine covered under NY’s definition of Disability?” No, based on the definitions in New York State Disability Benefits Law Article 9, a preventative quarantine would not constitute a disabling event and therefore, would not be a covered claim under your DBL/PFL policy.   […]

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E-Scooters and You! What You Need To Know.

Electric scooters (e-scooters) are increasingly part of the urban mobility revolution. It is becoming easier to rent them downtown areas and big cities. They are fun to operate, inexpensive to rent or own, convenient, and easier on the environment. But… Recently my wife and I were visiting San Diego and we noticed the use of […]

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7 Deadly Password Sins



                                                   Cyber-attacks are the number 1 form of espionage in the 21st century. If you own a business in 2019, you are in the business of collecting data.     Protecting the […]

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Engagement ring a gift from Santa this year?



The holidays are a wonderful time of year to bring families together. It is also considered one of the biggest engagement days of the year, coming in a close second to New Years Eve.  This is a joyous occasion for many happy couples to begin planning  their new life, and of course to start building […]

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