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Steve’s 6 Tips for Financial Freedom



Depending upon your age you may have witnessed a few recent economic disasters. Whether it was the tech bubble of 1999, or the recession of 2008. The last two decades have impacted many investors where it hurts most, their wallets. Investors speculated that the tech market “would” never stop growing. Every money manager, financial advisor, […]

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6 Top Snow Plow Operation Tips!

 6 Tips for reducing Snow Plowing Claims Today is the first day of potentially many snowy days in Albany, NY, so we want to share important NY risk management tips on snow plowing for NY contractors. These tips will reduce your chances of a loss, which means it will improve your bottom line. Many NY contractors plow snow […]

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What About Uninsured Motorist Coverage?



Car accidents are stressful.  Your first thought, am I injured?   Is my car severely damaged?  Does the at fault driver have sufficient insurance coverage? You likely took the responsible actions of getting auto insurance. But did your agent fully explain the meaning of full coverage?  Did you know that uninsured/under-insured motorist (UM/UIM) coverage is not […]

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Cybercrime: The Reality of Ransomware

Cybercrime: The Reality of Ransomware. By Evan Eisenberg   In 2017, global cybercrime and ransomware was predicted to take a loss in excess of $5 Billion. Most people see the word Billion and don’t truly understand its magnitude. Just to get an understanding of that  visually, the number is, $5,000,000,000. Which is the equivalent of […]

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Can I be liable for hosting a garage sale?

Spring and the warmer weather is right around the corner and so are all those weekend garage sales. Whether you like driving around finding bargains, or you and your family and friends like making money hosting a garage sale. You need to be careful when selling off your unwanted items. Hosting a yard sale is […]

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Why safe cars are more to insure?

You just traded in your older car perhaps a 2005 or so, and purchased or leased a new 2017 vehicle with all the latest safety features in it. You call your insurance agent who informs you that to insure this vehicle the insurance premiums will be increasing substantially. You ask why? I have the latest […]

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Assignment of Benefits Awarness

This update was sent to all Florida Insurance Agents, regarding the increase in Assignment of Benefits by policyholders to their contractors. This practice of assigning your benefits and authority to a third party is growing in Florida as the update indicates. However, doing so brings with it some pitfalls that policyholders should be aware of. […]

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Safest and most Dangerous Jobs in the US

Is your job define as a dangerous job or a safe one? Who decides whether you have a dangerous job or a safe one? The answers to these questions lies with the Bureau of Labor Statistics (BLS) who collects workplace injury and illness data from the the Occupational Safety and Health Administration (OSHA) and puts […]

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